Credit Card Forums

Have you heard about the Instant Credit Cards? Which have the ability instant credit approval.
They can approval within 30 seconds.

Most of the cards today do offer instant approvals as they have immediate access to your credit information and can make a quick decision on a formula, which is your FICO score, debt to income ratio and credit history. If you have decent credit most likely you will get approved immediately. If you get s response that says something like, "Sorry we can not process your application at this time" it means most likely you were denied and you should receive a letter explanation in the mail.

Do all customers have access to this? Or just the reputed ones? I haven't heard about this yet..

Haven't heard about this yet as well. Maybe they are not yet available worldwide. Or I'm just not aware of it. LOL!

I have not heard but sounds nice.I want to aware of this.

I have been approved for credit cards with the "instant approval" method before. It was a very simple and hassle free experience and was everything that had been promised. As the administrator said, if you have a good credit rating, these offers are quite common. It is a benefit if you are in a hurry to get a credit card for travel or wish to purchase a certain item which may be temporarily on sale.