Credit Card Forums

[jnjblogger]

Most of us teach our kids about the importance of saving, paying people what we owe them, etc., but how many of us talk to our kids about credit cards. Do they just watch us pulling them out at the store and come away with the idea that credit cards are some magical thing that allow us to buy things? I have tried to let my kids know that a bill comes in the mail that must be paid, but still, I think it is hard to convey to kids how credit cards are good, yet they can get us into serious trouble. How do you handle this?