Credit Card Forums

[gscs]

Have you heard about the Instant Credit Cards? Which have the ability instant credit approval.
They can approval within 30 seconds.

[CowAdmin]

Most of the cards today do offer instant approvals as they have immediate access to your credit information and can make a quick decision on a formula, which is your FICO score, debt to income ratio and credit history. If you have decent credit most likely you will get approved immediately. If you get s response that says something like, "Sorry we can not process your application at this time" it means most likely you were denied and you should receive a letter explanation in the mail.

[ValleyMan]

Do all customers have access to this? Or just the reputed ones? I haven't heard about this yet..

[ManilaGurL]

Haven't heard about this yet as well. Maybe they are not yet available worldwide. Or I'm just not aware of it. LOL!

[vijay001]

I have not heard but sounds nice.I want to aware of this.

[jnjblogger]

I have been approved for credit cards with the "instant approval" method before. It was a very simple and hassle free experience and was everything that had been promised. As the administrator said, if you have a good credit rating, these offers are quite common. It is a benefit if you are in a hurry to get a credit card for travel or wish to purchase a certain item which may be temporarily on sale.