by geb9696 on November 26th, 2007, 12:50 am
This mainly pertains to the younger members here but do you use your credit cards even when you have cash in order to build up your credit history? I currently do not as I always use my debit card since I will not buy anything unless I already have the cash to pay for it. Some of my friends will buy things with their credit cards even though they have cash and will just pay off the balances before the end of the month. They say this builds up postive credit history. Is this true? Is it worth it?